Commercial Insurance for Storage Facilities
Protection Built for the Unique Risks of the Storage Industry
Owning and operating a storage facility comes with a distinct set of responsibilities—and exposures. Whether you manage a single self-storage property or oversee multiple locations, having a well-structured insurance plan is essential to help mitigate financial losses, reduce liability, and support business continuity when challenges arise.
At Vick Insurance Group, we offer commercial insurance tailored specifically for storage facility operations, providing the essential support and protection storage businesses need to operate with confidence.
Who We Insure
We work with a variety of storage businesses, including:
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Self-storage facilities
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Climate-controlled storage units
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Vehicle and boat storage
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Multi-location operators
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Facilities with onsite management or retail components
Key Coverages for Storage Facilities
A general business policy may not address all the exposures associated with storage operations. We help facility owners build insurance programs that include:
Property Insurance
Covers physical structures such as storage buildings, fences, gates, signage, and onsite offices from losses due to fire, storms, vandalism, and other covered events.
General Liability
Provides protection if a third party is injured on your property or claims property damage resulting from your operations.
Business Interruption Insurance
Helps compensate for lost income and operating expenses if your facility must close temporarily due to a covered event.
Equipment Breakdown
Covers essential systems such as security cameras, gate motors, electronic locks, and HVAC units that may suffer a mechanical failure.
Employee-Related Coverages
Options include workers’ compensation, employment practices liability insurance (EPLI), and fidelity bonds.
Tenant Legal Liability & Optional Tenant Protection Plans
Additional protections for operators offering limited liability coverage or protection plans to tenants.
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Vick Insurance: Guided by Values, Focused on You.
Core Values:
Positive: We begin each day with a can-do attitude, infusing optimism into everything we do.
Do the Right Thing: Doing what’s right, even when it’s not easy, is fundamental to our mission.
Coachable: We’re dedicated to continual growth and improvement, valuing feedback as a key driver of our progress.
Focus and Disciplined: Our unwavering focus and discipline ensure swift and effective service, meeting our clients’ needs with precision.
Connected to Our Community: We actively engage in making our local environment a better place, recognizing its vital importance to the well-being of all.
Core Focus:
At Vick Insurance Group, our primary goal is to safeguard your lifestyle through insurance made simple. Count on us to protect your assets, loved ones, and livelihood with tailored solutions that make insurance accessible and straightforward. We’re not just insurance providers; we’re active community members, dedicated to enhancing and supporting our local environment.